View AllWhat You Need to Know About Car Accidents in Florida
Car accidents happen in a split second — but their effects can last for months or even years. Florida’s roadways are among the busiest in the nation, and understanding your rights after a motor vehicle accident is critical for protecting your health, your finances, and your future.
At Cohen Injury Law, we help injured victims throughout Florida navigate the aftermath of a car accident and fight for the compensation they deserve. Here’s what every Florida driver should know.
Florida Is a No-Fault State — But That Doesn’t Mean Fault Doesn’t Matter
Under Florida law, all drivers must carry Personal Injury Protection (PIP) coverage, which pays for medical expenses and lost wages after an accident — regardless of who caused the crash. However, PIP only covers up to $10,000 in benefits and often doesn’t fully compensate victims for serious injuries.
If your injuries are severe (as defined by Florida statutes), you may step outside the no-fault system and pursue a personal injury claim against the at-fault driver.
Pro Tip: If your injuries include permanent disability, significant disfigurement, or long-term impairment, speak to a personal injury attorney immediately.
Common Causes of Car Accidents in Florida
While some accidents are truly unavoidable, many are caused by negligent or reckless driving. Some of the most common causes we see include:
- Distracted driving (texting or using a phone)
- Speeding or aggressive driving
- Driving under the influence
- Failing to yield or obey traffic signals
- Poor road conditions or vehicle defects
No matter the cause, if another party’s negligence contributed to your accident, you have the right to pursue legal action.
What To Do After a Car Accident in Florida
If you’re involved in a crash, here are the immediate steps you should take to protect yourself and your case:
- Check for injuries and call 911.
- Report the accident to local law enforcement.
- Exchange information with the other driver(s).
- Take photos of the vehicles, damage, scene, and any visible injuries.
- Seek medical attention — even if you feel fine. (You must seek treatment within 14 days under Florida’s PIP law.)
- Contact a personal injury lawyer before speaking to insurance companies.
Compensation You May Be Entitled To
If your injuries are serious and someone else is at fault, you may be eligible for compensation beyond what PIP offers. This can include:
- Medical bills (current and future)
- Lost wages and reduced earning capacity
- Pain and suffering
- Property damage
- Emotional distress
At Cohen Injury Law, we fight to maximize your settlement or verdict — because we know what’s at stake.
Why You Need a Florida Car Accident Lawyer
Insurance companies are not on your side — they often aim to settle quickly and for the lowest amount possible. A personal injury attorney can level the playing field by:
- Investigating the crash and gathering evidence
- Communicating with insurance adjusters
- Negotiating a fair settlement
- Filing a lawsuit if necessary
We don’t get paid unless we win — and we handle everything so you can focus on healing.
Let Cohen Injury Law Help You Move Forward
If you or a loved one has been injured in a car accident in Florida, don’t wait. At Cohen Injury Law, we offer free consultations, and you pay nothing unless we win your case. We serve clients throughout Miami and across Florida.
Call us today or fill out our online form to discuss your case and take the first step toward justice.